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Buying a home for a child at university? Pause.

The same money can house your child, earn income and build something they eventually own.

A bright period living room with a bay window
Two choices

One home. Or a family portfolio.

One home, bought outright

All the capital in one property. No income. Tax and inheritance questions left for later.

A family property company

Capital spread across several properties. Rental income. Your child can be a shareholder, with ownership passing to them over time.

Illustrative only. What suits your family depends on tax, legal and immigration advice, which we arrange independently.

Legacy

Built to pass on.

i.

Clear ownership

Shareholdings agreed and documented. No grey areas for anyone to exploit.

ii.

Control and growth, separated

Parents can keep control and income. Future growth can build for the children.

iii.

A UK will for UK assets

So your family isn't stuck in months of probate.

iv.

Children step in when ready

Involvement grows as they finish study and their status allows.

Read: Before you buy your child a flat near university →

Get in touch

Book a 30-minute call.

Tell us what you want for your family. We'll tell you straight whether we can help, and which option fits.

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